Gray & Adams HGVs & Trailers Finance

Gray & Adams is known for Quality engineering, Reliable performance, Good parts availability. Gray & Adams is a leading hgvs & trailers manufacturer from UK, known for Quality engineering, Reliable performance, Good parts availability. With UK-based manufacturing and comprehensive dealer network, you benefit from excellent parts availability and service support. Gray & Adams's excellent residual values often translate to favourable finance terms.

Finance rates for Gray & Adams hgvs & trailers depend on several factors including the specific model, your credit profile, deposit amount, and term length. Gray & Adams's excellent residual values mean lenders are typically confident in these assets, which can translate to competitive rates. We access over 50 lenders to find the best available terms for your specific requirements.

Yes, we regularly finance quality used Gray & Adams equipment. Thanks to the brand's excellent residual values and strong UK dealer network, lenders are confident financing pre-owned Gray & Adams units. We can arrange finance for both dealer stock and private sales, subject to satisfactory inspection and documentation. Age and condition restrictions apply.

We can arrange finance for the complete Gray & Adams hgvs & trailers range, including Refrigerated, Multi Temp, Pharmaceutical. Whether you're looking at the entry-level range or flagship models, our lenders can provide competitive quotes. We also finance accessories, attachments, and ancillary equipment from Gray & Adams.

Gray & Adams's excellent residual values positively impact your finance in several ways. Lenders are more confident in these assets, which can mean higher advance rates (up to 100% finance), competitive interest rates, and more flexible terms. Gray & Adams hgvs & trailers consistently achieve industry-leading residual values due to strong brand recognition, build quality, and UK demand. Well-maintained examples command premium prices in the used market. Strong residuals also mean better end-of-term options if you choose to sell or trade up.

Some Gray & Adams dealers offer captive finance through the manufacturer's own finance arm. While this can be competitive for certain promotions, independent finance through AssetFund often provides greater flexibility, access to alternative structures, and the ability to finance multiple brands under one relationship. We can compare manufacturer finance offers against our lender panel to ensure you get the best deal.

Yes, part-exchange is common when acquiring new Gray & Adams equipment. The value of your existing equipment can be used as a deposit, reducing the amount financed. We can help facilitate part-exchange arrangements with dealers or arrange separate finance to release value from owned equipment. This makes upgrading to newer Gray & Adams models more affordable.

Gray & Adams equipment typically comes with a manufacturer's warranty covering parts and labour for defects. Extended warranty options are usually available through dealers. With UK-based manufacturing and comprehensive dealer network, you benefit from a comprehensive service network. Warranty coverage is independent of your finance agreement, and we recommend discussing warranty options with your supplying dealer.

Most Gray & Adams finance applications receive a decision within 24-48 hours. For established businesses with straightforward requirements, same-day indicative terms are often possible. Because our lenders are familiar with Gray & Adams values and specifications, applications often progress quickly. The complete process from application to drawdown typically takes 3-7 working days.

Absolutely. If you're acquiring Gray & Adams equipment alongside other brands or equipment types, we can often combine everything into a single finance facility. This simplifies administration and may improve terms. Whether you're building a mixed fleet or equipping a complete facility, we structure finance to accommodate multiple assets from different manufacturers.